To get on the path to wealth, you must first gauge your current financial health.

Step 1: Download your free credit report at annualcreditreport.com. If you find any errors, notify the bureau and the creditor of the mistake. Make sure to keep records of your communications and all supporting documents.

For your credit score, request your FICO from Equifax - it’s worth the $7.95 cost. The FICO score range is 300 to 850 : 700 and above is good.

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